Frequently Asked Questions

$pendle is the most personalized and customer focused personal finance company on the market.  We are your best partner to grow your assets, enhance your credit profile and strengthen your financial foundation.  By using the $pendle method you will increase your assets, enhance your credit profile and accelerate your way to financial freedom.   America is dealing with trillions of dollars in credit and student loan debt with many having less than $400 saved.  The $pendle method reminds clients that they are the most important person to have money.  By paying yourself first, strategically reducing your debt and spending in ways to accelerate your way to wealth, $pendle holistically strengthens your financial foundation. 
 Q: Is $pendle a third party payer? No, we educate and empower our clients to automate their finances to increase financial well being and reduce stress.

Q:How much does $pendle Cost?  Either $100, $75 per month for three months or $41.67 per month. 

Q: Can $pendle increase my credit score? Not without you and we’ll educate and empower you to do it.
Q: Does $pendle help me with a budget?  Budgets don't work for everyone.  Our approach teaches our clients to respect their wealth while educating on sound strategies to increase wealth.

​Q: Does $pendle help me learn to invest?  No $pendle does partner with real estate, tax and investment and insurance professionals.  
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​Q: How soon can I improve my credit score? In as little as 60 days many clients will be able to see improvements in their credit profiles. 
​Q: Does $pendle help to identify poor spending habits? Yes, $pendle teaches that all outflows are spending. $pendle encourages prioritizing spending our wealth on things that will contribute to a positive financial future.

Q: What are some reasons I would use the $pendle service?  You are living paycheck to paycheck.  You have a credit score less than 720.  You have less than 6 months of emergency savings. 

​Q: What can $pendle clients expect?  Personalized spending and debt management plans.  Expanded understanding of the credit building process.  Increased savings.  More positive outlook on your financial life.  
Our Services(contact for pricing): 

CREDIT CONCIERGE
Delivers tailored banking and lending products based on a 30 min consultation to identify your short term goals, financial circumstance and ethics to help us find the right financial products for you.  

TIER I: ONE TIME ONE HOUR CONSULTATION
Service provides you a 1 hour strategy session to review your current situation, your direction, identify key objections and provides a strategic plan for how to get there.  This is service includes the Credit Concierge Service.

TIER II: QUARTERLY CONSULTATION [75% off]
Service provides THREE one hour strategy sessions over THREE MONTHS where we review your situation, your direction, identify key objections and provides strategic plan for how to get there while making improvements along the way.  This is service includes the Credit Concierge Service.

TIER III: MONTHLY CONSULTATIONS
​​Service delivers TWELVE one hour strategy sessions over TWELVE MONTHS where we review your situation, your direction, identify key objections and provides strategic plan for how to get there while making changes along the way. This is service includes the Credit Concierge Service. This package includes REGULAR text message updates to keep you informed and MOTIVATED!

New Services

Group Pricing(3 to 5  people) [BEST VALUE]
Service provides your own accountability group 1, 3 or 12  one hour strategy sessions where we review your situations, your directions, identify key objections and provides each group member strategic plans for how to get there while making changes along the way. This is service includes the Credit Concierge Service. This package includes REGULAR text message updates to keep you informed and MOTIVATED!

One Day Session
Service includes focused, tailored one on one education and  strategy session where we review your situation, your direction, identify key objection and provides a strategic plan for how to get there. This is service includes the Credit Concierge Service. This package includes REGULAR text message updates to keep you informed and MOTIVATED!

Property Evaluation
​​A $pendle Property Evaluation is an estimate of value for real estate. The evaluation includes an estimated price in addition to a detailed cash flow analysis. This evaluation is best used before visiting a property and before paying for an appraisal or broker price opinion. The evaluations are are not to be used for insurance and taxation purposes.


14% of median household income is going to INTEREST PAYMENTS

$pendle works with your current situation, helps you determine your goals and establishes a simple, efficient strategy to help you achieve those goals more efficiently while growing your assets along the way. 

Less than $400 in savings 

$13.86 trillion in consumer debt